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Company History

Electronic Payments and Commerce Limited (EpayCom) is domain-specific consultancy that focuses exclusively on developing payment & security systems and e-business solutions for the financial services industry.

The company is based in the United Kingdom with offices located in both London and Whitstable (on the North Kent Coast). Originally founded in 1991, under the name Cafemoor, in 1997 the company changed to Electronic Payments and Commerce Limited in order to reflect a major expansion of its services to include the emerging generation of e-commerce applications, datacom networks, and Internet-based technologies.

The company has vast amount of experience working in over 30 countries across Europe, North and South America, the Russian Federation and in the Asia/Pacific region.

The company has a broad client base which includes organizations such as the World Bank, the IMF, and the European Union’s PHARE project.
   
Reputation
EpayCom has been supplying resources to many of the leading development Banks and aid agencies for many years. Our client base includes World Bank, European Bank for Reconstruction and Development, the International Monetary Fund and the world’s largest Automated Clearing House. In addition we are a strategic partner of S.W.I.F.T.

We have undertaken assignments with many payment services, central monetary authorities and leading financial institutions around the world. EpayCom has provided S.W.I.F.T. integration solutions for major banking, broking and fund management firms
 
Market Focus
EpayCom focuses its business practice on countries which lack modern, electronic-based payment and business infrastructures. Using the Payment Highway Methodology our teams create solutions such as central bank payment and settlement functions, security depositories, stock exchange settlement systems and automated clearing houses.

EpayCom also provides strategic advising and leadership services for telecommunications planning and design, electronic banking services, the design and implementation of National Payment Systems which embrace Real Time Gross Settlement with ‘DVP’, as well as defining and implementing regional and international links and interfaces such as ‘Continuous Linked Settlement’ or ‘Target’.
 
Corporate Structure
EpayCom has built upon its core group of in-house consultants by creating associate relationships with some of Europe’s leading experts in the area of financial systems, enabling the company to draw from multiple disciplines. Therefore, in addition to the deep base of skills in banking, payment and securities systems, we can also deploy industry recognised experts in the areas of training, international audit, international accounting, management reporting, investment and wholesale banking, securities settlement and custodial functionality and change management. EpayCom divides the operations into two branches that focus on delivering the following types of services:
 
Strategic Planning and Advisory Services
Provides specialised help in the areas of formulating strategies, conducting needs assessments and gap analysis, identifying operational architectures, and providing procurement and project plans.
 
Solution Development and Implementation Services
Provides specialized help in the design, testing, and installation of payment systems and e-business infrastructures.
 
Tel: +44 (0) 1227 273000 E-mail: info@epaycom.co.uk